Disclaimer and Copyright notice

This web site and GH News is owned by George Hay Chartered Accountants (referred to as "us", "our" or "we" in these terms) and our contact details are provided in full on the relevant page of our web site. This disclaimer and copyright notice refers to both our web site and GH News, and applies to each visitor (referred to as "you" or "your" in these terms) to both and GH News and our web site (any reference to our web site in this Notice also refers to GH News).

1.   Status of Payscheme
  We are registered to carry out audit work by The Institute of Chartered Accountants in England and Wales, and we are authorised by the Financial Services Authority to carry out investment business.
2.   Content of our web site
2.1. Whilst we have taken every care in preparing the content of this web site, the information contained in this web site is provided to inform the visitor and to offer guidance of a general nature. The general nature of the content of our web site is such that it is not suitable for you to take any informed decision without seeking advice in relation to your specific circumstances. Your attention is, accordingly, directed to the provisions of clauses 6 and 7 below.
2.2. The content of our web site is designed to offer information of a general nature to residents of the United Kingdom only. If you are a resident of any other country, you should take steps to obtain up-to-date professional advice before you take any action in relation to the information posted by us on our web site.
3.   Intellectual property
  Our web site and all of the related pages, including but not limited to content, software, code, graphics or other material electronically distributed on this web site is owned by us (with the exclusion of intellectual property belonging to third parties in the form of logos on our "Links" page) and is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Unauthorised use of any copyrighted materials, trademarks or any other intellectual property without the express written consent of the owner is strictly prohibited.
4.   License to use material
4.1. We recognise that when you obtain access to our web site, your computer downloads a copy of the material on this web site. By obtaining access to our web site, you agree that you will use the material for your personal use only. You agree not to use the material for any commercial purpose.
4.2.

In particular, notwithstanding the content of clause 4.1 above, you may not do any of the following without prior written permission from us:-

4.2.1. redistribute or modify any of the content of our web site unless you obtain written permission from us by way of an authorised officer;
4.2.2. remove any copyright or trade mark notices from any copies of the content;
4.2.3. create a database in electronic or structured manual form by systematically downloading and storing all or any of the content of our web site.
5.   Complaints about web sites with hyper-links from this web site
5.1. The hyper-links are provided for your convenience, the content of which you must asses for the accuracy, completeness, or usefulness of any information, opinion, advice, or other content available on the site you visit. Any such link does not mean that we endorse the contents of the site or the status of the operators of the site.
5.2. However, if you consider, having visited a web site that has a hyper-link to our web site, that you have been directed to a web site that may appear to be inappropriate, you are requested to send an e-mail to webmaster@georgehay.co.uk informing us of your concerns, and we will investigate the web site in question. It will be for us to decide, at our sole discretion, whether to remove any hyper-link on our web site as the result of any investigation we undertake.
6.   Warranties
  We do not give any warranty, condition, guarantee or representation, express or implied, relating to information contained on this web site or to any web site to which it is linked.
7.   Limitation of liability
  Under no circumstances will we be liable for any loss or damage caused by your reliance on information obtained through our web site.
8.   Modification of these terms
  We reserve the right to modify the terms of this disclaimer and copyright notice at any time without notice. If we modify these terms, we will draw your attention to any such changes by posting a note to this effect on our web site.
9.   Applicable law
  The terms regulating this disclaimer and copyright notice are to be governed by and construed according to English law and the parties agree to submit any disputes to the exclusive jurisdiction of the English Courts.

Privacy statement

This Privacy Statement is provided by George Hay Chartered Accountants (referred to as "us", "our" or "we" in these terms) for the information of visitors (referred to as "you" or "your" in these terms) to our web site and GH News (any reference to our web site in this Privacy Statement also refers to GH News).

We wish to demonstrate our firm commitment to your rights to privacy. This is why we have set out the privacy guidelines set out below. You will probably appreciate that these guidelines will need to change over time. We will post changes to this page when such changes are necessary.

Law
The information contained in this Privacy Statement shall be governed and construed in accordance with English law and be subject to the exclusive jurisdiction of the English courts.
Who we are
This web site is owned and controlled by George Hay Chartered Accountants.
The full postal address is:
Brigham House, High Street, BIGGLESWADE,
Bedfordshire, SG18 0LD.
Telephone number: 01767 315010
E-mail address: webmaster@georgehay.co.uk
Data Protection Act
George Hay Chartered Accountants has notified the Information Commissioner under the terms of the Data Protection Act that it may obtain information about data subjects.
Information gathered by us

Any information that is gathered from visitors or customers to this site is not sold, made available to, or otherwise distributed to any third party other than to associated companies under the control of the partners of George Hay Chartered Accountants and our associated partners.

We may, on occasions, collect additional personal information from surveys, which you will not be obliged to fill in or return to us. The information you provide will enable us to provide information about our company to you and to contact you.
Cookies
You may be aware that there is a technology called "cookies". This is a file that is transferred from the web site to the hard drive of your computer. We do not use cookies on our web site.
Telling you what information we hold about you
If you wish to know what information we hold on you, please contact us. We will only send this information to the e-mail address we have on file, unless you send us your postal address and request us to send the information to you at your postal address.
Removing and correcting information
If you request us to remove your personal information from our data base or you wish us to amend or change the information we hold about you on our data base, we will remove or amend any such information on your request.
Data quality
You may change and modify the information you have previously provided to us, as follows:
Send an e-mail to us at webmaster@georgehay.co.uk
Visit our URL at http://www.georgehay.co.uk
Send a letter to the Data Controller, Brigham House, High Street, BIGGLESWADE, Bedfordshire, SG18 0LD
Contact us
If you have any questions about this privacy statement, how we run the web site or your dealing with our web site, please send an e-mail to us at webmaster@georgehay.co.uk